Postal Letter

What is postal money order, and where do I get it, and do I need a bank account to use it?

I'm new to this thing and still a student, so I'm not sure that I need to have a bank account to use postal money order.

Public Comments

1. You go to the post office with cash and request a money order for the amount you need. That is a postal money order, no bank account required. People prefer the postal money orders as the post office cashes them out on the spot and if it is a fake the post office will tell them right then and there.
2. You can buy a postal money order at any post office. You can cash a postal money order at most post office branches. First thing in the morning there might not be enough cash on hand if it's for a large amount, and small offices might not do enough business in a day to cash a large one. Banks will accept them for deposit and give you cash up to what is currently in your account, like with a check.